In these tough times we are always looking for ways to cut costs and many people can be tempted to cut back on their buildings and contents insurance cover or cancel their policy completely.
Have you thought about the costs should something happen, it is important to be aware of the financial risks you could be exposed to should you experience damage or loss to your assets.
Risks of floods, fires, theft and accidents are always high. In 2014, alone we had the wettest January on record and insurance companies are set to pay up to £500 million in damages.
Increasing prices of precious metals may also mean that you will need to review your jewelery cover.
As well as having buildings and/or contents cover, it is also important to ensure you have the right policy for you with adequate cover should the unexpected happen. Every home insurance policy is different and certain aspects of cover could be an optional extra rather than a standard feature, meaning you may not be covered for something you thought was automatically included.
It can be tempting to try and save money by cutting back on your buildings and/or contents insurance policies, but experts agree that this is a false economy. The right cover will provide you with the peace of mind and financial protection that any damage to your home; accidental or otherwise can be covered avoiding unexpected expense.
The good news is that buildings and contents policies are competitively priced. I offer buildings and/or contents cover through an extensive panel of insurers. This means that I can fully guide you through the benefits of different policies and assist you by recommending the most appropriate policy to meet your requirements and budget. Even if you already have a policy in place it is still worth reviewing this with me as I can ensure that the cover you have is still relevant to your situation.