welcome home mortgages

all kinds of mortgages for

all kinds of people and

all kinds of lives

specialist online mortgage advisor

working with you to get the right result

Wanted – Square Pegs

You may be looking for a self-employed mortgage.

You may be a director of a Limited Company.

You may be on a zero-hour contract, a short term contract or even a CIS contractor.

You may be a Supply Teacher, or Bank Nurse.

You may have overcome financial problems in the past and are looking for a new mortgage or re-mortgage.

You may be looking to let your house out to buy another home. You may be a Buy to Let landlord with a portfolio or looking to buy a student let, HMO or holiday home.

You may want a specialist mortgage, such as an offset mortgage or an interest-only mortgage.

You may be a First Time Buyer, a home mover or re-mortgager looking for a mortgage adviser who’s easy to deal with and explains things well.

Whoever you are,

I can help.

mortgages

“where can I find the best mortgage advice I can trust?”

Buying a home can be a stressful and confusing time. It’s so difficult to know what to do, whether to have a fixed rate or variable, how long to have a mortgage for and which lender will offer the best deal. I can guide you through this process right from the start right through to completion. I will get it right, so you don’t get it wrong. 

protection

“how can I protect my home and family from financial crisis’?”

No one wants to think about what will happen when a loved one dies. Your life changes forever and the financial strain your family will experience will be the last thing they would want to worry about. If you have dependants or if you are in any form of debt, it is essential that you are prepared and you ensure your family is properly protected. I will guide you through the complicated world of protection, giving you peace of mind.

home insurance

“how can I protect my home from accidents, emergencies and other disasters?”

It can be tempting to try and save money by cutting back on your buildings and/or contents insurance policies, but experts agree that this is a false economy. The right cover will provide you with the peace of mind and financial protection that any damage to your home; accidental or otherwise can be covered avoiding unexpected expense. I may not get the cheapest cover for you, but I will do my best to get the best possible cover, making sure that you are looked after when you most need it.

Excellent
Based on 21 reviews
Dan Farmer
Dan Farmer
26. July, 2023
Once again Steve has been fantastic in assisting us with our re-mortgaging. Steve looks at all the options available and is happy to take the time to review and explain all avenues to us without any pressure. Would very much recommend.
Matthew Hickling
Matthew Hickling
5. April, 2023
Steve went out of his way to assist us with a complex mortgage predicament, but he managed to simplify the process effortlessly. His dedication to helping us has exceeded our expectations, and we highly recommend his services without reservation. Steve is not only friendly but also maintains a high level of professionalism.
Dan Butt
Dan Butt
17. November, 2022
Tremendously helpful and very much recommended! Steve was fantastic in explaining some of the more fiddly aspects of getting a mortgage when one of us was self-employed, and managed to sort us out just before interest rates went haywire. We'd have been stuffed without him. Cheers Steve!
Caroline and John Burgess
Caroline and John Burgess
19. August, 2022
Steve you’ve been very helpful and proactive, and we wouldn’t hesitated to recommend you to others. Thank you!
Adrian Kinherit
Adrian Kinherit
9. May, 2022
Friendly, Ethical, Honest and above all Professional We went to Steve for a re-mortgage as our 5 year fix had come to an end, Steve gave us some fantastic advice, with speed and accuracy to match our personal situation. I would recommend Steve again and again. Thank you
Fiona Cottrell
Fiona Cottrell
11. October, 2021
Steve was friendly and professional from our first enquiry through to the completion of our house purchase. He explained complex topics in an accessible way and helped to demystify the whole mortgage process. He was quick to respond and we would definitely recommend him to anyone else needing support with their mortgage.
Alister Liscott
Alister Liscott
14. August, 2021
Steve is great! We won't go anywhere else for help with mortgages. Thanks Steve
Darryll Richards
Darryll Richards
12. May, 2021
I would highly recommend Stephen and his services.He offers an efficient,prompt and friendly service.Will definitely use his knowledge and skills again.
vanessa coles
vanessa coles
19. March, 2021
Stephen was so helpful when find the right mortgage for me. We went through every stage to find what would work for me, answering questions swiftly as and when they arose. He even helped source the Home and contents insurance. I would highly recommend his financial services.
Ben Mears
Ben Mears
5. March, 2021
Stephen put in a lot of work to find the right mortgage for us. We are thrilled with the results and were surprised by the offers that were available. We can fully recommend this service. Professional and personable.

Your home or property may be repossessed if you do not keep up repayments on your mortgage

All meetings, research and advice that I give are completely free of charge however, I do charge a one-off application fee for property purchases. This non-refundable fee is typically £470 and payable upon application of the mortgage that I arrange for you.

I don’t charge a fee for like-for-like remortgages, protection, or general insurance such as home insurance.

Stephen Thatcher (trading as Welcome Home Mortgages) is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered office: The Old Schoolhouse, Church Street, Nympsfield, GL10 3UB.

Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.

Stephen Thatcher (No. 456905) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at  https://register.fca.org.uk/

If you click any external link, you will leave the website of Stephen Thatcher and view the content of an external website.
Stephen Thatcher cannot be held responsible for the content of external websites

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

You may have to pay an early repayment charge to your existing lender if you remortgage.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.